Educational program about the color of wages.
For, as it says ' cultural ', optimize tax payments, many companies use various schemes to hide the full amount of the state salary. This is a very extensive practice. Various schemes. For example, direct payments of cash, is not carried out officially by the documents. Or, create a separate company, called the Human Resources Agency, in which all employees are registered. The parent company enters into a contract with this ' pocket ' recruitment agency to which employees perform certain work. Accordingly, the staffing agency listed the money for the work performed. There are already cashing them in certain schemes and pay wages. It turns out that the parent company does not ' soil oneself ' no ' gray ' schemes of payments, remaining ' white and fluffy ' to the state. In this official document of the staff are paid the minimum allowed in our country wages, the rest -' in the envelope '. As a result, it is necessary to take care of their retirement savings, because there comes a paltry sum of. The bank will loan at higher interest rates, r. to. or in general any evidence you can not pay the full amount of the factory, or it is possible, but only to help the bank. In addition, in the event of termination you may pay only the official part of the money, and any court you can prove that they had received more.
White wages, t. e. those salaries for which the full amount is paid officially, according to the documents, pays a very small percentage of companies. These are mainly banks, state. agencies, branches of foreign firms. Accordingly, with the salary deductions are more in retirement savings, the bank can take credit for the PIT - 2, which gives it a smaller percentage. In employment on the ' white ' salary even consider such a fact that sometimes the default you will be referred to the amount before tax. For example, if you have agreed on the amount of 50,000 rubles, the hands get 43,500 rubles ( t. e. 13% tax).
With the passage of the probationary period may be paid salaries lower than that for which you have agreed to. However, the law can not be paid less than two thirds of the agreed salary, and a probationary period can not be more than 3 months (6 months for managers ).
So, aim, of course, to get a job with the ' white ' salaries, but given the realities, do not worry if you find such a suitable job can not.
to be continued.
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